After a thorough discussion of DomoCredit, it is time to discuss another company that is doing well on the Polish loan market. Easy Loan is a very young company compared to the previous ones discussed. It started its activity only in 2012, as Solcredit sp. Z o. O. It has its current name only for two years, which is why it is still unknown to many people. However, those who have already benefited, know very well that the company offers the first loan for free and relatively low terms of fees for extending the loan and for other aids for less solvent borrowers. We invite you to familiarize yourself with the company!
|Free loan limit||1000 PLN|
|Loan period||30 days|
|The possibility of extension||YES|
|The cost of extension for 30 days||PLN 280|
|Registration fee||1 penny|
|Time of loan||15 minutes|
|Place in the ranking||4|
Easy Loan is a brand owned by Lensing Loan, which originates from Latvia. The company’s roots date back to 1997. The company is a leader in the industry and cooperates with many significant partners.
Easy Loan has earned a lot of customer sympathy just six months ago, when it offered a free loan and carried out an extensive internet campaign. However, too much can not be said about the company because it works briefly, although with momentum. On forums, if it is commented, usually in positive words. There are very few opinions of people who are frustrated by the activities of this loan company. In this situation, if someone has already used the discussed companies, including LOA, Astrofinance and DomoCredit, he can use the Easy Loan.
How do I get a free time?
The first minute, as with many other loans, is available to the customer for free. The company speaks of it as a loan. The only cost is registration and verification, which requires 1 grosz. When collecting the maximum amount of payday after 30 days from taking it, the customer must pay 1000 PLN to the company. After completing the loan application, the money appears on your account after just 15 minutes. However, it must be remembered that the Easy Loan company retains the right to charge interest if there is a delay in repayment and does not allow it to be spread into installments.
Checking the customer
When you register on the lender’s website, you can see the information that the company subjects clients to verification in three databases of economic information offices. In addition to the popular Retrofinance, a check can also take place at Information City and the National Debt Register of the Economic Information Bureau. The client is relieved of fees associated with verification, however, negative verification is tantamount to rejecting the application.
How do you extend your payday?
Even when taking a short time and applying for the award, the client receives information that he can extend the repayment by 7, 14 or 30 days. However, the customer will be required to pay the company’s account. It may amount to PLN 100, 170 or 280, depending on the number of days of extension. A person who does not make such an extension and will postpone the repayment will be charged with penalty interest. The Easy Loan fees are slightly higher than in the previously discussed companies, so for the sake of repayment you can use the offer of another loan company.
Effects of non-repayment
If you do not repay the loan on time, you can get involved in the following consequences:
- adding penalty interest for each day,
- requests for payment, payable by the client, with amounts ranging from PLN 20 to 40,
- handing over the repayment to the debt collection company,
- costs of court proceedings after bringing a case to court,
- notification of the debtor to the business information bureaus.
The easy loan company is still very popular. It has many customers attracted by promotion and more and more of them. It is estimated that there are several million of them and it is constantly increasing. Easy Loan takes 4th place in our ranking. Beyond the main podium, but still in the lead. It is still high, looking at the fact that companies with a similar offer are in Poland 12.
On the Internet you can find opinions about the company, but it is also worth adding something from yourself, if you used its services. This will help other users.